How Does Your Salary Impact the Amount You Can Borrow for a Mortgage?
Updated 9 days ago (March 6, 2026)
The maximum amount that most lenders will offer in a mortgage loan will typically be around 4 - 4.5 times your salary, though this amount may be difficult and costly to repay. It is recommended that you borrow only up to 2-3 times your salary to ensure effective and timely repayment.
Financial Disclaimer: Tellus provides this content for informational purposes only. This is not financial advice. Financial returns and mortgage terms vary based on individual circumstances and market conditions. Consult a qualified financial advisor before making financial or borrowing decisions.