What Is Included in a Mortgage Application?

A mortgage application includes a borrower's information and the details of the property that the potential borrower wants to purchase.

Below is a list of some of the required items:

  • The borrower's financial information, such as net worth, employment records, and annual income.

  • The borrower's supporting documents, such as bank statements and pay stubs. If the borrower is self-employed, the borrower will need to submit two years of tax returns.

  • The borrower's Social Security Number (SSN), current address, and a list of previous addresses.

The underwriter or lender may require additional information and documentation as needed to process your application.