Where Can I Find My Delinquency or Loan Default Information?
Your delinquency information in your periodic statement includes:
The length of your delinquency, as of the date of the periodic statement
- Remember that a borrower is delinquent on their loan obligation from the beginning of the date of a periodic payment until such periodic payment ceases to be unpaid.
A notification of possible risks (foreclosure) and expenses (penalty fees)
Your account history, which must include the amount remaining past due from each billing cycle
A notice regarding any loss mitigation program you have agreed to, if applicable
A notice that your servicer has made the first notice required to start a foreclosure procedure, if applicable
The total outstanding due amount
A reference to a homeownership counselor
- What Does It Mean to Default on a Mortgage Loan?
- Is Paying Off My Mortgage Always the Best Financial Decision?
- Is It Better to Pay Off a Mortgage as Soon as Possible?
- What Happens If I Default on My Loan?
- Is It Possible to Make Late Payments on a Mortgage?
- What Is a HUD-Approved Housing Counselor?
- What Are the Consequences If I Default on My Mortgage?
- What Is a Strategic Default?
- How Do I Strategically Default on My Mortgage?
- How Do I Get out of a Mortgage?