What Is a Mortgage Credit Certificate?
Updated 7 days ago (March 6, 2026)
A mortgage credit certificate, also called an MCC, provides the borrower with a non-refundable tax credit based on a portion of the mortgage interest. Mortgage credit certificates are usually provided by a mortgage broker or a lender.
Financial Disclaimer: Tellus provides this content for informational purposes only. This is not financial advice. Financial returns and mortgage terms vary based on individual circumstances and market conditions. Consult a qualified financial advisor before making financial or borrowing decisions.