Resource guide
Mortgage Resource Guide
How mortgages work: qualifying, comparing lenders, loan types, refinancing, servicing, taxes, and what happens if you fall behind.
154 articles10 sections
Sections
Basics
- What Is a Mortgage and How Does It Work?
- Are There Any Mortgage Loans with No Down Payment?
- How Can I Get a Mortgage with a Bad Credit Score?
- How Do I Qualify for a Mortgage If I Am Self-Employed?
19 articlesView all
Applications
- What Does the Mortgage Approval Process Look Like?
- Can I Qualify for a Mortgage with No Credit History?
- Does Applying with Multiple Mortgage Lenders Affect My Credit?
- How Do I Get Pre-Approved for a Mortgage?
6 articlesView all
Loan Types
- What Are the Requirements of a Fannie Mae or Freddie Mac Loan?
- Can I Use a VA Loan to Purchase a Rental Property?
- How Are Mortgage Interest Rates Calculated?
- How Do I Calculate Mortgage Insurance?
23 articlesView all
Loan Servicing
- What Is Loan Servicing?
- Am I Liable for the Loan Once Confirmed as a Successor in Interest?
- Are Servicers Allowed to Charge a Borrower for Force-Placed Insurance Coverage?
- Are There Any Exceptions to the Periodic Statement Rule?
25 articlesView all
Lenders and Brokers
- How Do I Choose the Best Lender for My Mortgage?
- Can a Mortgage Broker Offer FHA, VA, or USDA Loans?
- Can I Still Use a Mortgage Broker If I Have Bad Credit?
- How Do I Decide Which Mortgage Broker to Use?
15 articlesView all
Home Equity and Refinancing
- What Does It Mean to Refinance a Mortgage?
- What Are the Requirements to Refinance a Mortgage?
- How Do I Refinance My Mortgage?
- What Credit Score Do You Need to Refinance a Mortgage?
15 articlesView all
Taxes
- What Sort of Tax Benefits Are Available to Homeowners?
- Can I Deduct My Mortgage Interest?
- Do I Need an Intermediary for a 1031 Exchange?
- How Can I Use a 1031 Exchange to Stop Managing Property?
16 articlesView all
Missed Payments and Foreclosure
- What Is Foreclosure and How Does It Work?
- Can I Use a Mortgage to Finance an REO Property?
- How Do I Get Out of a Mortgage?
- How Do You Buy a Fannie Mae Foreclosure?
17 articlesView all
Investing
- How Can I Invest in Mortgages?
- How Are Mortgage-Backed Securities Different from Other Bonds?
- How Can I Use Other People's Money to Buy More Rental Properties?
- Should I Invest in an MBS Fund Instead of Individual Mortgage-Backed Securities?
11 articlesView all
2008 Mortgage Crisis
- What Caused the 2008 Mortgage Crisis?
- Did Fannie Mae and Freddie Mac Cause the 2008 Mortgage Crisis?
- How Did the United States Recover from the 2008 Mortgage Crisis?
- How Do I Protect Myself from the Possibility of a Future Mortgage Crisis?
7 articlesView all
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