What Are the Differences Between Mortgage Brokers and Loan Officers?
Updated 12 days ago (March 6, 2026)
The loan officer works for the direct lender as a type of sales representative. They will show you loans offered by the direct lender.
A mortgage broker is a person or business that acts as a middleman. Mortgage brokers are not directly employed by a lender; they work with a network of lenders and are the intermediaries who bring borrowers and lenders together.
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