What Is a Direct Lender?
Updated 13 days ago (March 6, 2026)
A direct lender, or mortgage lender, is an individual, group, or financial institution that provides a mortgage loan to a borrower. The term "direct lender" is used to distinguish a loan provider contacted by the borrower from a mortgage broker.
Contacting direct lenders in the loan process is a common starting point for many borrowers.
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