When Should I Use a Direct Lender?
Updated 24 days ago (March 6, 2026)
Using a direct lender will save time and money on straightforward transactions such as when the borrower has a high credit score. Rates and terms will vary little between lenders' offers.
Tellus TIP:
Shop around for the best direct lenders online and consider referrals, but make sure to always do your research.
Financial Disclaimer: Tellus provides this content for informational purposes only. This is not financial advice. Financial returns and mortgage terms vary based on individual circumstances and market conditions. Consult a qualified financial advisor before making financial or borrowing decisions.