What Is Included in the Closing Costs?

Updated 7 days ago (March 6, 2026)

Closing costs are paid once you finalize your mortgage, that is, once the title of the property is transferred to you. These costs usually range from 2 to 5 percent of the total loan and include third-party appraisal fees, loan origination fees, mortgage points, title and escrow fees, credit report fees, inspection fees, taxes, insurance, and other costs.

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