What Interest Rate Predictions Do Economists Have for the Upcoming Years?
Updated 7 days ago (March 6, 2026)
Economists and analysts from Freddie Mac have issued an updated forecast for mortgage rates that extends through 2019 and into 2020.
By this estimation, the average rate for a 30-year fixed home loan will end up being about 4.6% in 2019, which is almost the same as the average rate for 2018. These experts predict that the average rate will eventually increase to 4.9% in 2020.
Based on Freddie Mac's forecast, economists do not expect to see a significant increase in home loan interest rates any time soon.
However, due to an overall strong economy and other factors relevant to the mortgage market, rates may still rise gradually over the next year. Therefore, borrowers who are planning to purchase a home or refinance their loans should consider doing so sooner, rather than later, to take advantage of currently-low and decreasing rates, before the present trend turns around.
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