What Is a VA Loan?
Updated 24 days ago (March 6, 2026)
A VA loan is backed by a federal government agency, the United States Department of Veteran Affairs (VA), and is issued by private lenders such as commercial banks.
The VA loan is available to service members, veterans, their spouses, and other eligible beneficiaries. VA loans do not require a down payment or mortgage insurance.
Financial Disclaimer: Tellus provides this content for informational purposes only. This is not financial advice. Financial returns and mortgage terms vary based on individual circumstances and market conditions. Consult a qualified financial advisor before making financial or borrowing decisions.