Tags
Adjustable-Rate
Credit
- How Does My Credit Score Affect Refinancing?
- What Is the Minimum Credit Score Required?
- Can I Submit Multiple Applications?
- Do I Need a Good Credit Rating to Get a Mortgage?
- Does Applying for Multiple Mortgages Affect My Credit?
- How Can I Get a Mortgage with a Bad Credit Score?
- Can I Qualify for a Mortgage with No Credit History?
- Can I Still Use a Mortgage Broker If I Have Bad Credit?
Documentation
- What Is Included in a Mortgage Application?
- What Documentation Do I Need Before Applying for a Mortgage?
- What Is the Process of Applying for a Mortgage?
- What Does It Mean to Be Pre-Approved for a Mortgage?
- How Do I Get Pre-Approved for a Mortgage Home Loan?
- What Will a Mortgage Broker Need from Me?
- What Does the Mortgage Approval Process Look Like?
- How Should I Prepare Before Meeting with a Mortgage Broker?
Down Payment
- What Is Mortgage Insurance and How Does It Work?
- How Much Equity Do I Need to Have Before Refinancing?
- What Is a Down Payment?
- How Much Down Payment Will I Need to Provide?
- Are There Any Mortgage Loans with No Down Payment?
- Should I Buy Mortgage Insurance?
- What Is Private Mortgage Insurance (PMI)?
- Is There a Way to Avoid Private Mortgage Insurance?
- How Can I Avoid PMI on My First Mortgage?
- Is There Any Substantial Benefit to PMI?
- How Do I Calculate Mortgage Insurance?
- When Is It Right to Have Mortgage Insurance?
Equitable Mortgage
Equity
- What Does It Mean to Refinance a Mortgage?
- What Is a Home Equity Line of Credit (HELOC)?
- How Does My Credit Score Affect Refinancing?
- How Much Does a HELOC Lower My Interest Rate?
- Is Refinancing Available for FHA, VA, Jumbo, or USDA Loans?
- Should I Choose a HELOC or a Home Equity Loan?
- How Much Equity Do I Need to Have Before Refinancing?
- What Is Home Equity?
- How Do I Refinance My Mortgage?
- How Does a HELOC Work?
- What Are the Benefits of a HELOC?
- How Do I Know If I Am Eligible to Refinance My Mortgage?
- What Are Some of the Benefits of Refinancing?
- What Are the Drawbacks of a HELOC?
- When Should I Refinance My Mortgage?
- What Are the Most Common Reasons to Use a HELOC?
- What Are the Disadvantages of Mortgage Refinancing through a Third-Party Mortgage Broker?
- How Much Can You Borrow Using a HELOC?
- What Are the Requirements to Take Out a HELOC?
- Will Refinancing Lower My PMI?
- What Are the Costs and Fees of Refinancing?
- How Is My HELOC Rate Calculated?
- Should I Use a HELOC to Lower My Debt Payments?
- Should I Refinance If I Only Plan on Living in My Home for a Few More Years?
Escrow
Fannie Mae
- What Is a Fannie Mae or Freddie Mac Loan?
- What Is a Mortgage-Backed Security (MBS)?
- What Are Fannie Mae Foreclosures?
- How Do You Buy a Fannie Mae Foreclosure?
- What Are the Requirements of a Fannie Mae or Freddie Mac Loan?
- What Are Fannie Mae and Freddie Mac?
- What Is the Difference Between Fannie Mae and Freddie Mac?
- What Is the Purpose of Fannie Mae and Freddie Mac?
- Did Fannie Mae and Freddie Mac Cause the 2008 Mortgage Crisis?
- Can I Buy a Home Directly from Fannie Mae?
Fees
- What Is Included in the Closing Costs?
- Which Closing Costs Are Negotiable?
- Are Servicers Allowed to Charge a Borrower for Force-Placed Insurance Coverage?
- Does a Mortgage Loan Cover Closing Costs?
- What Is Included in Lender Fees (Origination Fees)?
- What Will a Mortgage Broker Need from Me?
- When Are Closing Costs Due?
- Who Pays Closing Costs on a House?
- How Can I Keep My Mortgage's Closing Costs Low?
- How Do Mortgage Servicers Make Money?
FHA Loans
- Can a Mortgage Broker Offer FHA, VA, or USDA Loans?
- Can I Use an FHA Loan to Purchase a Rental Property?
- What Is an FHA Section 203(k) Loan?
- Is Refinancing Available for FHA, VA, Jumbo, or USDA Loans?
- What Are the Requirements of an FHA Section 203(k) Loan?
- What Is an FHA Loan?
- What Are the Requirements of an FHA Loan?
- What Is an FHA Approved Broker?
- How Long Do I Need to Live on the Property If I Get an FHA Loan?
Fixed-Rate
Freddie Mac
- What Is a Mortgage-Backed Security (MBS)?
- What Is a Fannie Mae or Freddie Mac Loan?
- What Are the Requirements of a Fannie Mae or Freddie Mac Loan?
- What Are Fannie Mae and Freddie Mac?
- What Is the Difference Between Fannie Mae and Freddie Mac?
- What Is the Purpose of Fannie Mae and Freddie Mac?
- Did Fannie Mae and Freddie Mac Cause the 2008 Mortgage Crisis?
- Can I Buy a Home Directly from Fannie Mae?
HARP Loans
Jumbo Loans
Legal
Leveraging
Market Trends
- What Were the Effects of the 2008 Mortgage Crisis?
- How Do I Protect Myself from the Possibility of a Future Mortgage Crisis?
- What Happened In 2008?
- What Interest Rate Predictions Do Economists Have for the Upcoming Years?
- Will a Similar Situation to the 2008 Mortgage Crisis Reoccur in the Future?
- How Did the United States Recover from the 2008 Mortgage Crisis?
- What Caused the 2008 Mortgage Crisis?
- What Choices Did Homeowners Have to Get Out of the Mortgage Crisis?
- What Was the Timeline of the 2008 Mortgage Crisis?
- What Was the Primary Cause of Home Prices Dropping in 2008?
- What Are Subprime Mortgages?
- Did Fannie Mae and Freddie Mac Cause the 2008 Mortgage Crisis?
- What Are the Interest Rate Trends for 2019?
Mortgage Basics
- What Is a Mortgage?
- What Type of Loan Should I Get for My Home?
- What Are the Different Types of Mortgage Loans?
- What Is the Process of Applying for a Mortgage?
- What Is the Difference Between a Housing Loan and a Mortgage Loan?
- What Is the Difference Between Government-Insured Loans and Conventional Loans?
- Are There Any Mortgage Loans with No Down Payment?
- What Is the Difference Between a Loan and a Mortgage?
- How Do Mortgages Work?
- Where Can I Get a Mortgage?
- What Should I Look for in a Mortgage?
- Should I Pay My Mortgage Early?
- What Is the Average Mortgage Length?
- What Are the Advantages of a 15-Year Mortgage over a 30-Year Mortgage?
- What Are the Advantages of a 30-Year Mortgage over a 15-Year Mortgage?
Mortgage Credit Certificate
Payments
PMI
Section 203(k)
Statements
- What Are the Specific Formal Requirements for Periodic Statements?
- What Are Coupon Books and When Can They Replace Periodic Statements?
- When Are Servicers Allowed to Stop Providing Periodic Statements or Coupon Books?
- How Are Periodic Statements Delivered?
- What Is the Periodic Statement Rule for Mortgage Servicers?
- Are There Any Exceptions to the Periodic Statement Rule?
- How Many Periodic Statements Am I Entitled to Receive?